Monthly Insights

I know everyone is dying to read about better budgeting habits but your parents have been nagging you for months now and you know that it is actually something you need to be doing deep down. That’s ok, even I don’t enjoy the practice of budgeting but it is a necessary step in the financial planning process to set your foundation for savings. Don’t worry, I’m not going to harp on your spending at Zara or your coffee addiction. If you are able to cover your financial responsibilities and have a good savings rate, then spend as your conscience will allow you.